What happens if you give someone expired insurance?
The DMV will attempt to get the insurance information from the other driver (if he does not respond, he risks getting his license suspended). If that does not work, sue the other driver (in small claims court if the damages are less than $10,000).
What happens if you get in an accident and the other person doesn’t have insurance?
If the other driver doesn’t have insurance, it’s up to you to pay for the damage they caused. You’ll call your insurance company to file the claim, and they’ll pay for your medical bills and any damage to your car that requires repair provided you have uninsured motorist coverage.
How long after getting car insurance can you make a claim?
You can sue for injuries from a car accident within six months of the accident, according to the California statute of limitations. You have three years to file for property damage.
What happens if you accidentally hit someone with your car?
If you hit a pedestrian with your car, you should call the police. In many states this is a legal requirement. You should also never leave the scene until they arrive. Leaving the scene before this could have serious legal consequences, and could be considered a hit-and-run accident involving criminal charges.
What should you not say to your insurance company after an accident?
Avoid using phrases like “it was my fault,” “I’m sorry,” or “I apologize.” Don’t apologize to your insurer, the other driver, or law enforcement. Even if you are simply being polite and not intentionally admitting fault, these types of words and phrases will be used against you.
What should you not say to a claims adjuster?
Never say that you are sorry or admit any kind of fault. Remember that a claims adjuster is looking for reasons to reduce the liability of an insurance company, and any admission of negligence can seriously compromise a claim.
Should I contact the person who hit my car?
If someone hits your car you should call the police. Then you should contact your own insurance company and the other individual involved should contact their insurer. Car accidents are scary and overwhelming. It can be hard to remember what you need to do in the moment and to follow all the appropriate steps.