Is HDFC Limited a good place to work?
HDFC is a very good company as it is my client company. And we learn lots of new things from the people who working in HDFC, more over if we are looking for a govt job, Then I will not feel that HDFC is a private company, because the values of HDFC will be like that, we can not feel that is private company.
Is HDFC Ltd a housing finance company?
Housing Development Finance Corporation Limited (HDFC) is an Indian financial services company based in Mumbai, India. It is a major housing finance provider in India. It also has a presence in banking, life and general insurance, asset management, venture capital, realty, education, deposits and education loans.
What is the fixed rate product from home loan for HDFC Ltd called?
HDFC said borrowers can avail of a home loan at a fixed interest rate for a duration of two years to 10 years after which the loan will switch automatically to HDFC’s adjustable rate home loan (ARHL) product without any charges.
Can we part pay HDFC home loan?
HDFC’s partial prepayment will help you in reducing the total tenure of your existing home loan, EMI or both of these together. This can be done as per your financial requirements. A partial prepayment can easily be done by paying off a lump sum in one go or in periodic intervals.
Why should I join HDFC Ltd?
Say you feel you have good communication skills which will allow you to interact well with customers and other team members. Say you would like a career in banking and feel HDFC is a great place to learn and grow your career.
What is the salary of HDFC Bank PO?
Probationary Officer salary in HDFC Bank ranges between ₹ 2.7 Lakhs to ₹ 4.1 Lakhs.
Who are the competitors of HDFC Ltd?
Top Competitors of HDFC
- HDFC Bank Limited. 88,253. $11 Billion.
- HDFC Standard Life Insurance C… 2,635.
- Dewan Housing Finance Corporat… 2,881.
- ICICI Prudential Life Insuranc… 15,780.
- Pepper Limited. 693.
- Indiabulls Real Estate Limited. 8,111.
- Tata AIG Life Insurance Compan… 1,280.
- Kotak Mahindra Bank Limited. 33,013.
Is HDFC Ltd a NBFC?
“In terms of remaining a large non-banking finance company, that option is very very much on the table,” Housing Development Finance Corp. Vice Chairman and Chief Executive Officer Keki Mistry, said in an interview with Bloomberg TV on Thursday.
How much loan can I get on 40000 salary?
Consider – how much personal loan can I get on a 20,000 salary? Sans any other financial obligations, you can expect to be eligible for a loan of Rs. 5,40,000….Multiplier Method.
| Salary | Expected Personal Loan Amount |
|---|---|
| Rs. 30,000 | Rs. 8.10 lakhs |
| Rs. 40,000 | Rs. 10.80 lakhs |
| Rs. 50,000 | Rs. 13.50 lakhs |
| Rs. 60,000 | Rs. 16.20 lakhs |
How much home loan can I get on 20000 salary?
How Much Home Loan Can I Get?
| Net Monthly Income (₹) | Loan Amount (₹) |
|---|---|
| ₹ 20,000 | ₹ 10,36,246 |
| ₹ 25,000 | ₹ 13,73,026 |
| ₹ 30,000 | ₹ 17,09,806 |
| ₹ 35,000 | ₹ 20,46,586 |
What is NOI in home loan?
Net operating income (NOI) is a calculation used to analyze the profitability of income-generating real estate investments. NOI is a before-tax figure, appearing on a property’s income and cash flow statement, that excludes principal and interest payments on loans, capital expenditures, depreciation, and amortization.
What is mod in home loan?
MOD Charge: Memorandum of Deposit of Title Deed (MoD) confirms that you’ve given your property’s title deeds/ownership papers to the bank as collateral for the loan. It confirms the ownership of the specific property.
Why choose HDFC home loans?
HDFC offers home loans with EMIs starting from ₹649 per lac and interest rates starting from 6.75\%* p.a. with additional features such as flexible repayment options and top-up loan. With a low-interest rate and long repayment tenure, HDFC ensures a comfortable home loan EMI for you.
How much does HDFC charge for home loan for self employed?
As for self-employed non-professionals, HDFC levies processing fees of up to 1.50\% of the loan amount or Rs.4,500, whichever is higher, plus applicable taxes. The bank extends housing loans based on the agricultural land you own, and the crops being cultivated on the land.
What is the tenure of a HDFC personal loan?
The tenure is capped at 20 years under this type of loan. HDFC charges processing fees, under this type loan, for salaried and self-employed professionals of up to 0.50\% of the loan amount, or Rs.3,000, whichever is higher.
What are the processing fees of the HDFC home improvement loan?
As for the processing fees of the HDFC Home Improvement Loan, it’s up to 0.50\% of the loan or Rs.3,000 for salaried and self-employed professionals; as for self-employed non-professionals, the processing fee is by up to 1.50\% of the loan amount, or Rs.4,500 (whichever is higher) plus applicable taxes.