What is the difference between freedom flex and Freedom Unlimited?
The difference between the two is how they earn in other categories. The Chase Freedom Flex℠ card offers 5\% back on categories that rotate each quarter, up to $1,500 in spending. The Chase Freedom Unlimited® offers 1.5\% back on every dollar spent — no matter the category — with no spending limit on rewards.
What is the difference between Chase Freedom and Flex?
The Chase Freedom Flex gives an additional 5\% back on up to $1,500 spent in quarterly bonus categories (then 1\% back) and 1\% back on all regular spending. Meanwhile, the Chase Freedom Unlimited offers a flat 1.5\% back on regular, non-bonus purchases.
Is the Chase Freedom unlimited card worth it?
Cardholders who like to maximize rewards value across a number of cards may need to look elsewhere for long-term value on categories like groceries, but the Chase Freedom Unlimited® is worth a look for anyone who wants to maximize cash back value without putting in too much effort.
Is the Chase Freedom Unlimited Card hard to get?
You’ll need good to excellent credit to qualify for the Chase Freedom Unlimited®. Generally speaking, this is defined as a credit score of 690 or better. But a credit score alone isn’t enough to qualify for any credit card. Issuers take into account your income, existing debts and other information.
Why was Chase Freedom Unlimited denied?
However, the decision letter listed several factors other than my credit score as grounds for denial, including too low of a credit line on my current joint card and too many recently opened accounts. For a long time, I had assumed that paying your bills on time and in full was enough.
What is the highest credit limit for Chase Freedom Unlimited?
Chase doesn’t publicly disclose a maximum credit limit for the Chase Freedom Unlimited card. But some customers have said that they have received limits of $20,000 or higher. If you want a limit that high, you’ll need spotless credit, a very high income to afford the payments and low existing debt.
What credit score do you need to get a Chase Freedom unlimited card?
690 or better
You’ll need good to excellent credit to qualify for the Chase Freedom Unlimited®. Generally speaking, this is defined as a credit score of 690 or better. But a credit score alone isn’t enough to qualify for any credit card. Issuers take into account your income, existing debts and other information.
What is the average credit limit for Chase Freedom?
The Chase Freedom Flex credit limit is $500 or more. Everyone who gets approved for Chase Freedom Flex is guaranteed a credit limit of at least $500, and especially creditworthy cardholders could get limits a lot higher than that.
How hard is it to get a Chase Freedom unlimited card?
What credit score is needed for a Chase Freedom Card?
There are multiple “credit scores” from different credit bureaus. But in general, 680 is considered a good score. Most Chase Freedom Unlimited cardholders have “good” scores around 680 or higher. Some people have even gotten approved with a credit score as low as 650.
Do you earn Chase Freedom Unlimited Points or cash back?
Normally, the Chase Freedom Unlimited earns 1.5\% cash back (1.5x points) that can only be redeemed at a 1 cent value (essentially like cash back).
What are the benefits of Chase Freedom Unlimited?
Chase Freedom Unlimited Benefits. Auto Rental Collision Damage Waiver (Auto Rental CDW ) Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad.
Can you have both Chase Freedom and Freedom Unlimited?
There is no reason you can’t have both Chase Freedom and Chase Freedom Unlimited. In fact, having both could make a lot of sense, especially since neither charges an annual fee.