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How does insurance work if you get rear-ended?

Posted on August 12, 2022 by Author

How does insurance work if you get rear-ended?

Generally speaking, under California law, if someone hits you from behind, the accident is virtually always that driver’s fault, regardless of the reason you stopped. In that case, it is the driver of the third car who is at fault and against whose liability insurance you would file a claim.

Who gets hurt worse in a rear-end collision?

The person who was rear-ended often times is unaware that they are about to be hit, making their injuries much worse. One study revealed that those people that do not brace before an accident are 15 times more likely to sustain an injury.

Can a car be totaled from a rear-end collision?

If your car is rear-ended, the damage could exceed $10,000, and the insurance adjuster would total your car. You may still be able to drive your car, albeit with a damaged bumper, but because the cost of repair costs more than the value of the vehicle, an insurance company sees it as a total loss.

How do police determine fault in an accident?

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How police determine responsibility for an accident is simple. They talk to both parties involved to get their stories. They talk to witnesses, and they assess the damage to each car. They use the location of each car and the damage caused and weigh it with the stories they’re told to determine fault.

What happens when a car hits you from behind?

When another vehicle hits you from behind, the momentum from that vehicle’s speed transfers to your vehicle. It forces your car forward suddenly. Everything in the vehicle, including your body, absorbs that momentum. That means you’ll fly forward suddenly along with the car.

How do they test for whiplash?

Specialized imaging tests, such as CT scans or magnetic resonance imaging (MRI), may be required to diagnose damage to the discs, muscles or ligaments that could be causing the symptoms of whiplash.

What happens to your body after a rear end accident?

In addition to your body hitting the seat, internal organs and bones can shift and be injured in this process as well. Rear-end collisions often result in injury to the neck, back, head, and chest because of this movement, as well as pressure that the seatbelt may exert during movement.

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What should you look for after being rear ended?

Five Things to Look for After A Rear-End Auto Collision including Hidden Damage

  • Hidden Damage. In a rear end accident, it may appear that there is little or no rear end auto damage.
  • Alignment Issues. Alignment issues are a common problem from any type of accident.
  • Trunk Damage.
  • Transmission Issues.
  • Electrical Issues.

What happens if the driver in front of you failed to signal?

If you have been involved in a car accident where the driver in front of you failed to signal and you have questions as to which party is to blame, it is always recommended that you contact an attorney today to discuss your case if you do not currently have a lawyer or have any questions.

Why do most rear-end collisions happen when someone is driving in front?

The reasoning for this is that it is relatively difficult for another car to force someone to strike them when that car is driving in front. Rear-end collisions come when someone is traveling too quickly to stop in time or is driving too closely to the car in front of them.

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Who is liable for broken blinkers after a rear-ending accident?

Normally, when another car is rear-ended, it is the driver who struck the vehicle from behind that is held liable for damages such as broken blinkers. The reasoning for this is that it is relatively difficult for another car to force someone to strike them when that car is driving in front.

Who is liable for damages caused by a rear-ended car accident?

The facts and circumstances surrounding why the accident occurred are almost always considered, and the insurance company must review these prior to making an official determination on “blame.” Normally, when another car is rear-ended, it is the driver who struck the vehicle from behind that is held liable for damages such as broken blinkers.

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