What credit score do I need for Wells Fargo propel American Express card?
670
A: You’ll need a FICO credit score of at least 670 to qualify for the Wells Fargo Propel American Express card.
What is the minimum credit score for an American Express card?
700 or above
The American Express credit score requirement is 700 or above, depending on the card. That means people with good to excellent credit are eligible to be approved for an American Express credit card.
Can you get American Express in Europe?
Yes. American Express cards can be used in Europe to a limited extent. Although American Express cards will sometimes work, Visa and Mastercard are much more widely accepted internationally. Merchants that accept credit cards will almost always accept these two networks.
What is the easiest Amex card to get approved for?
There are no American Express credit cards that are easy to get as they all require good credit or better. The USAA® Secured American Express® Card used to be the easiest American Express card to get as it was available to people with bad credit, but it is no longer available to new applicants.
What credit score do you need for a Chase credit card?
Most Chase credit cards are intended for consumers with good to excellent credit scores (FICO® Score of 670 or higher). A score above 700 is even better and gives you a strong chance at approval.
What credit does Wells Fargo pull?
Wells Fargo uses all three major credit bureaus: Equifax, Experian, and TransUnion. Either one or more credit bureaus may be used when evaluating a Wells Fargo credit card application.
Can I get an American Express card with a 600 credit score?
There is anecdotal evidence of applicants with scores as low as the mid-600s being approved, but that’s rare. Even for the American Express® Green Card, a more beginner-focused travel card, a score of 670 or higher is probably necessary. However, there is anecdotal evidence of scores in the lower 600s being approved.
Can I get an Amex card with a 650 credit score?
American Express cards typically require a good credit score that starts at 680 FICO. A 650 credit score is in the “fair credit” range, but it’s still prime credit and can qualify for an unsecured card that doesn’t require a security deposit.
Why is American Express not widely accepted?
Why Isn’t American Express Accepted Everywhere? The reason has to do with the interchange fees charged by the credit card payment networks such as Visa, Mastercard, Discover and American Express. These fees are a percentage of each credit card transaction that a merchant has to pay to the payment network.
What American credit cards are accepted in Europe?
American credit cards work throughout Europe (at hotels, larger shops and restaurants, travel agencies, car-rental agencies, and so on); Visa and MasterCard are the most widely accepted. American Express is less common, and the Discover card is unknown in Europe.
What FICO score does AMEX use?
What credit score does American Express MyCredit Guide provided? The score provided by American Express MyCredit Guide is the VantageScore® 3.0 credit score by TransUnion®.
What credit score do you need for the AMEX green card?
The Amex Green card ‘s credit score requirement is 700 +. This means you need at least good credit to have a decent chance of approval. The Amex Green card ‘s credit score requirement is comparable to that of several other American Express cards.
How much is the American Express green card annual fee?
For context, the average annual fee on a credit card is roughly $21. In other words, the American Express Green Card is about seven times more expensive than the average credit card. That doesn’t necessarily mean Amex Green is a bad deal. Rather, it just has an uphill climb to prove it deserves a spot in your wallet.
How do I qualify for an American Express credit card?
Your credit score is one of the biggest deciding factors in whether or not you can qualify for an AMEX card. This is particularly true if you’re looking at one of the higher-value cards, like an American Express travel card or another kind of rewards card.
What is the lowest credit score to get a green card?
There is anecdotal evidence of applicants with scores as low as the mid-600s being approved, but that’s rare. Even for the American Express® Green Card, a more beginner-focused travel card, a score of 670 or higher is probably necessary.