How does HDFC ERGO work?
Features of HDFC ERGO Health Insurance Health insurance plans from HDFC Ergo come with lifelong renewal, thus saving you from the stress of uncalled medical emergencies. Health insurance plans with no sub limit on room rents available. The company provides 5\% bonus on sum insured for every claim free year.
Which is best cashless car insurance in India?
Best Car Insurance Companies Offering Cashless Claim Settlement Facility in India
| Car Insurance Company | Claim Settlement Ratio | Cashless Network Garages |
|---|---|---|
| Edelweiss Car Insurance | 70.59\% | 1,000+ |
| Future Generali Car Insurance | 88.56\% | 2,500+ |
| Digit Car Insurance | 85.76\% | 1,400+ |
| HDFC ERGO Car Insurance | 89.48\% | 6,800+ |
How do I claim HDFC ERGO motor insurance?
Get in touch with HDFC General Insurance and share all the necessary details like location, time etc of the mishap/accident involving your bike and register a claim. You can either call their toll-free number 022-6234-6234/0120-62346234 or can visit their website to intimate and register a claim.
Is zero depreciation required for car?
When you pay a higher premium amount for the cover, you are indirectly paying for the depreciated cost of the vehicle….Pros and Cons of Zero-Depreciation Policy.
| Parameter | Zero Depreciation Policy | Standard Policy |
|---|---|---|
| Age of the car | New cars up to 3 years | Any car above 3 years old and less than 15 years |
Which type of car insurance is best?
A comprehensive car insurance policy, on the other hand, covers both third-party liability and damage to your car. So, if you are looking for a basic plan with an affordable premium, a third-party liability plan would be an ideal choice.
Does HDFC Ergo cover pre existing conditions?
If any new ailment is detected during the policy period it will get covered and is not a part of pre existing waiting period. However, if an already existing ailment is not declared at the time of policy issuance and claim has been registered then claim will not get honored.
How do I reimburse my HDFC Ergo?
HDFC ERGO Claim Process
- Provide NEFT details in the claim form along with cancelled cheque.
- Provide KYC ( Know your customer ) form along with photocopy of any one of following KYC documents for all claims amounting to Rs 1 lakh and above. For KYC Form Click Here.
How can I check my HDFC Ergo status?
You can login at https://www.hdfcergo.com/claims/claim-status.html and check your policy claim status online for Health, Motor, Home and travel.
How many times can you claim 0 DEP?
You can file two claims against your Zero Depreciation Cover during your car insurance policy’s tenure. You can file as many claims as you want against your Comprehensive Car Insurance Policy during its tenure.
Is Bumper to Bumper same as zero depreciation?
Zero depreciation cover and bumper to bumper cover are the same thing. They are just two names for a car insurance add-on which insures a policyholder against the depreciation cost of his/her insured’s car. Zero Depreciation or Bumper to Bumper plan covers the full cost of replacement.