How can I change my HDFC home loan branch?

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How can I change my HDFC home loan branch?

Transfer account to a different branch

  1. Get an account transfer form available at any one of our branches.
  2. Complete it and have it signed by all applicants.
  3. Submit the form at the branch you want your account transferred to.

Can I shift my home loan from one property to another?

No, you cannot transfer your home loan from one property to another in India. If you have taken a loan for one particular property, it is not possible to shift it to another property that you wish to buy.

What is the procedure for home loan transfer?

If you want to transfer your home loan, follow these steps mentioned below.

  1. Step 1: Submit Application to Present Lender.
  2. Step 2: Take Consent Letter or No Objection Certificate (NOC)
  3. Step 3: Provide Necessary Documents.
  4. Step 4: Get Confirmation from Old Lender.
  5. Step 5: Pay Required Fees and Start Anew.

When can I transfer my home loan to another bank?

You can only transfer your home loan to another bank any time after the lock in period ends for the same. The lock in period for a home loan usually ranges from 6 months to 1 year. You can check with the lender you have borrowed from regarding the lock in period for the same.

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How do I transfer a loan from one person to another?

Tips

  1. First seek out the approval of your bank to transfer the loan before you venture into the loan transfer process.
  2. Find a suitable buyer or check with car dealerships.
  3. Check with the RTO and insurance provider only after you have got consent from your lender that the transfer is possible.

Can I transfer my home loan to my son?

Can a Home Loan be Transferred from One Individual to Another? Yes, it’s possible. If a property owner does not want to repay the loan any further, he/she can transfer the debt to someone else. The seller can thus close the loan by using the money received from selling the property to the new buyer.

Can we sell a house which is on loan?

What is the process? Answer: In case you want to sell the property on which you have a running home loan, you will need your lender’s consent for the same. This consent is typically provided in the form of a letter which will typically provide the amount, on payment of which the outstanding loan will be fully paid off.

How can I change my home loan EMI in HDFC?

  1. You can send request through online request (write to us)
  2. You can Personally Visit your nearest/ respective Branch.
  3. You can email us at [email protected] through your registered email ID,or.
  4. Call your respective Relationship Manager.
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How can I change my home loan interest rate?

Synopsis

  1. Change your interest pricing regimen.
  2. Transfer your loan to a new lender.
  3. Move from fixed to floating rate.
  4. Make partial prepayment and get the EMI adjusted.
  5. Go for tenure extension.
  6. Use loan restructuring offered by RBI.

Can we transfer HDFC personal loan from one person to another?

HDFC Bank allows you to transfer your personal loan balance from other banks to an HDFC Personal Loan account. The bank also allows you to transfer your existing HDFC personal loan balance to another bank account.

Can I close my home loan before tenure?

A borrower can also preclose a housing loan to save up on interest. Closing off a loan before the term is due allows the borrower to evade a part of the interest. Any interest he/she was supposed to pay post preclosure will automatically be waived off on closing the loan.

Where is the head office of HDFC home loan in Mumbai?

HDFC Home Loan Customer Care Head Office Details: Address – HDFC House, HT Parekh Marg, 165 – 166, Backbay Reclamation, Churchgate, Mumbai – 400020 Working Hours – 9:30 a.m. to 5:15 p.m. Working Days – Monday to Friday Telephone number for housing loans in Mumbai – 022 66636000 Telephone number for deposits – 022 66316060

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How to check HDFC Bank home loan status?

If you are not able to check the status of your home loan that you have applied for with HDFC Bank, you can either call the local helpline number of your area or can visit the nearest HDFC Bank branch to know the latest update.

How to file a complaint against HDFC Bank home loan?

The third option to resolve your queries or complaints related to HDFC Bank Home Loan is by filling out their query/complaint form. This form is available on HDFC Bank’s official website. You will be required to fill out some details and submit the form.

How can I refinance my HDFC Bank loan?

You can visit the branch of HDFC Limited or HDFC Bank with the latest loan statement indicating the principal and interest repayment made so far, the outstanding balance left to service, etc. This sort of refinancing is contingent on the validation from the branch manager about the increase in the income of the applicant.