Which is better religare or HDFC Ergo?
Check the comprehensive HDFC ERGO and Religare Health Insurance comparison and pick a policy that best meets your expectations….HDFC ERGO vs Religare (Care) Health Insurance – Overview.
| Parameter | HDFC ERGO | Religare (Care) Insurance |
|---|---|---|
| Branches | 120+ | 59+ |
| Incurred claims ratio | 62\% | 55\% |
What are the waiting periods applicable under Optima Secure?
Optima Secure FAQs The plan comes with an initial waiting period of 30 days. The waiting period is 24 months in case of specific illnesses and surgical procedures. The waiting period is 36 months for the treatment of pre-existing diseases.
How is HDFC Ergo Optima Restore?
Optima Restore Plan is one of the most-selling health insurance products of HDFC ERGO General Insurance. Restore adds 100\% of the sum insured if you use the policy sum insured fully or partially. Multiplier benefit lets you enjoy a 100\% increase in the Sum Insured in 2 claim free years.
What is the claim settlement ratio of Religare Health Insurance?
When it comes to health insurance, Religare Health had a claims settlement ratio of 92.58 percent for FY19. The health insurer handled 7,00,596 claims in the financial year and settled almost 93 percent of them.
Which Mediclaim is best for family?
5 Best Health Insurance Plans for Family in India for December 2021
| Family Health Insurance Plans | Sum Insured (Rs) |
|---|---|
| Star Family Health Optima Plan | 3 Lakh to 25 Lakh |
| Niva Bupa ReAssure Plan | 3 Lakh to Rs. 1 Crore |
| Care Health Insurance Plan | Up to 6 Crore |
| ICICI Lombard Complete Health Insurance Policy | 3 Lakh to 50 Lakh |
Does HDFC ERGO cover root canal?
Maternity Expenses – Medical Expenses for maternity including pre-natal and post-natal expenses after a waiting period of 4 years. c. Outpatient Dental Treatment – 50\% of the Medical expenses for X-rays, Extractions, Amalgam / Composite Fillings, Root Canal Treatments and prescribed Drugs from 4th year onwards.
Does HDFC Ergo cover robotic surgery?
Yes, you can save tax up to ₹75,000 with HDFC ERGO Health Insurance plans. You deserve the best and the latest medical treatments. So our Optima Restore covers advanced procedures like robotic surgeries, stem cell therapy, and oral chemotherapy.
What is Optima secure by HDFC ergo general insurance?
Non-life insurance company HDFC ERGO General Insurance announced the launch of Optima Secure, a new health indemnity health insurance product that seeks to redefine the value customers can get from their insurance plan.
What is the Optima secure health insurance policy?
The Optima Secure Health Insurance Policy offers way more than most products available in the market. As described in the aforementioned sections, the coverage is extremely comprehensive and offers some benefits which are not available in other Insurance policies,.
Why choose HDFC ergo?
Backed by the trust of #1.5 crore+ happy customers over the past 18 years. At HDFC ERGO, we consistently strive to make insurance affordable, easier and dependable. Here, promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.